Privacy policy

1. The data we keep

We keep only what PESAPLAN needs to work:

• your account: name, email address, language and time zone. Your password is stored encrypted: nobody can read it, not even us;
• the information you enter: income, spending, budgets, savings, debts and receivables (including the name and phone number of the people involved, if you provide them);
• your household: its members and their roles;
• your subscription: plan, due date and payment requests;
• a security log (sign-ins, sensitive actions), where the IP address and browser are stored in a scrambled, unreadable form.

2. Why we use it

Only to run the service: show your calculations, share the household, manage your plan, answer your help requests and protect accounts against abuse.

3. What we do not do

• We do not sell or rent your data to anyone.
• We show no advertising and use no advertising trackers.
• The CORELINK team has no access to your amounts or transactions: the admin console only shows account and subscription information and your help requests.

4. The AI assistant (Premium and Family)

The assistant only works if you turn it on and give your consent. It uses Claude, an artificial intelligence model from the company Anthropic.

When you ask a question, we send Anthropic your question and a numerical summary of your finances. The names of your personal categories and goals are replaced by codes, and your name is not sent. Under Anthropic's terms for its API, this data is not used to train its models.

You can withdraw your consent at any time in the PESAPLAN AI section: nothing is sent after that.

5. Our service providers

Your data is processed by a few technical providers, only to run PESAPLAN:

• Supabase: database, sign-in and account emails. Its servers are located in Ireland (European Union);
• Vercel: app hosting;
• Anthropic: AI assistant answers, only if you turned it on.

6. Cookies and storage on your device

PESAPLAN uses only cookies needed for the service, such as the one that keeps you signed in or the one that remembers the active space (personal or household). Your light or dark theme choice is kept on your device. No advertising or audience measurement cookies.

7. Security

Exchanges with PESAPLAN are encrypted. Each household is isolated: the database refuses access to the data of a household you are not a member of. CORELINK staff accounts must use two-factor authentication.

8. How long we keep it

Your data is kept as long as your account exists. When you request the deletion of your account, it is scheduled 30 days later: this gives you time to change your mind or export your data. After that, CORELINK erases your personal data.

9. Your rights

You stay in control of your data:

• view and correct it directly in the app;
• export it from Settings;
• request the deletion of your account from Settings;
• withdraw your consent for the AI assistant;
• ask us any question from the Help section.

10. Changes

If this policy changes significantly, we will notify you in the app. The update date is shown at the top of this page.