Terms of use

1. What PESAPLAN does

PESAPLAN helps you record your income, spending, budget, savings and debts, alone or as a family, in several currencies.

PESAPLAN is not a bank. The app does not hold your money, makes no transfers and is not connected to any bank or Mobile Money account.

2. Figures are estimates

The estimated available amount, forecasts, advice and assistant answers are calculated only from what you record. They are neither your bank balance nor professional financial advice.

You alone remain responsible for your financial decisions.

3. Your account

You must provide a valid email address and keep your password secret. Any action taken with your account is deemed to be taken by you.

Tell us right away if you think someone else is using your account.

4. The household (Family plan)

A household owner can invite other people. Each member sees household data according to the role they are given. Your personal data, outside the household, stays visible to you alone.

Only invite people who have agreed to share this information.

5. Plans and payment

PESAPLAN offers a free plan and paid plans (Premium, Family). Their content and price are shown on the Subscription page.

Online payment is not available yet. A paid plan is activated only after CORELINK has confirmed receipt of your payment. Without a new payment, it ends on its due date and your account returns to the free plan, without losing your data.

6. What is not allowed

By using PESAPLAN, you agree not to:

• use the app for any illegal activity, including fraud;
• try to access the data of another user or household;
• disrupt or overload the service, or use it in an automated way;
• record another person's information without the right to do so.

7. Suspension

CORELINK may suspend an account that does not follow these terms, or to protect the security of the service and its users.

8. Availability and liability

We do our best to keep PESAPLAN running without interruption and your data protected, but cannot guarantee it at all times. Remember to export your data regularly from Settings.

CORELINK is not liable for decisions made from the app's estimates, nor for errors in the information you enter.

9. Closing your account

You can request the deletion of your account at any time from Settings. It takes place after 30 days, during which you can still export your data. Details are in the privacy policy.

10. Changes to these terms

If these terms change significantly, we will notify you in the app before they take effect. The update date is shown at the top of this page.

11. Governing law and contact

These terms are governed by the law of the Democratic Republic of the Congo.

For any question, write to us from the Help section of the app.